It Saving Benefits Expense Receipt

Every day, someone could spend the money for various purposes. Some types of spending have evidence of receipt. The recipient receipts would normally throw it away. In fact, save the receipt spending also has important benefits.

Indeed, save all receipts expenditure will feel inconvenient. If you do not want to save all the receipts, choose the receipt-essential receipt as proof of payment just electricity.

"Depending on the goal," said financial planner Jauhari Muttaqin K to Business.

According to him, if someone wants to do a monthly cash flow analysis to know where the money goes, then by storing all expenses receipts can help.

To be able to analyze, collect all receipts for at least three months of expenses. By doing so, it would be easy to determine spending patterns. Traces of the money would be caught.

Should make a filing receipt regular basis. Use the map and classify receipts such as insurance, electricity, land and building tax (PBB), and others.

The man who is also a lecturer is advised to keep receipts digitally scanned or photographed, particularly for ATM receipts that fade quickly, and then save it in your computer or hard disk. Just like a physical store receipt, classify digital receipt to make it easier when looking for it.

You can destroy the physical receipt after the passing of a year, of course, after a goal has been reached to save it. However, still select specific receipts to be stored physically as proof of payment of the UN, buy a house or land, and others. For these types of expenditures that do not have a receipt, record the data if needed.

The benefits of having a record or records that expenditure can do the analysis, wherever the money go? Often buy or spend money on things that are not important?

In addition, a person can do the estimates for savings, with record or archive the expenditure would be easy to know which items can be saved and how much.

To calculate the cost of basic estate is also easier with the notes or records of expenditure. That way, a person can understand and comprehend the minimum pendapatn should he get to meet their needs.

Other benefits that determine the actual amount of money can be set aside for investment in the tube or, so as to estimate the growth of the asset or the fulfillment of the financial needs of the future.

For example in the next five years, the child will go to the junior high school (SMP). With the condition of current income and current cash flow pattern, is sufficient in the future?

Save receipts spending also has benefits as konfirmas, i for example when paying something through ATM, as proof of payment is required later in the day or for a warranty exchange if the item is damaged, such as when buying electronic goods, tools, and others.

Source: http://lifestyle-indonesia.com/